What does not go into a credit score?

• Your race, color, religion, national origin
  
• Sex and marital status
  
• Age
  
• Salary, occupation, title, employer, date employed, employment history
  
• Where you live
  
• Interest rates
  
• Dollar amounts
  
• Any items reported as child/family support obligations or rental agreements (unless they become delinquent)
  
• Soft inquiries
  
• Information not proven to be predictive of future credit performance
  
• Whether or not you are participating in a credit counseling program of any kind