CRC'S 6-Month Program
Fees & Payment Options AND What You & Your Client
Can Expect During The Program

At Credit Resource Corp., we specialize in helping our client's increase their scores through credit improvement and education. Regardless of which program or service you select, our goal is to make sure that you MAXIMIZE your current credit situation. We have an average success rate of 75-80% overall in correcting, or removing inaccurately reported information from a client's credit report, and on average, we see an increase in credit scores by 75 to 100+ points over a 4-6 month period. However, you will start seeing improvement within the first 45-60 days if not sooner. The increase can be even more significant if the client participates and follows the consulting advice given by Credit Resource Corp. from the beginning of the program.

Following is a summary of what you can expect during the 6 months.

  1. Once we receive your new client package, you will receive confirmation from CRC's new accounts department that your paperwork has been received and that your file has been started. If you are mailing in your paperwork, and you do not hear from us within a week after sending it, please call us immediately..


  2. A CRC Credit Specialist will then assess your current credit situation in great detail. This assessment takes several hours, and becomes the strategy used in the 6-month program. The result of this assessment will be your Unique Credit Score Analysis described below.


  3. By week two, you will receive a Welcome Package which includes:

      • A 10-14 page in-depth analysis report of the information on your current credit profile and how that information relates to the credit scoring system. Throughout the report we will give you specific instructions on items that you will be responsible for during the 6 months while you are in this program. In order to make improvements in your credit scores, it is important that you follow our advice as closely as possible, in a timely manner. The report will also give you a detailed list of the items that CRC will be working on for you.


      • Several educational documents on Credit.


  4. Depending on the strategy applied to your case, it could take anywhere from 6-10 weeks for you to receive the first set of updates showing the improvements due to the work CRC has done on your case. All you need to do is mail us everything you receive from the credit bureaus. The progress of your account depends on you making sure to mail all paperwork to us within 3-5 days of receiving it. Remember, CRC will not be able to give you an update on your account without this paperwork. Once we receive your updates, you will receive confirmation of receipt from CRC within 3-5 business days. Again, calling during the 3 business day period may cause delay in starting the next cycle of your file. Remember to allow for mail time.


  5. It would be impossible for CRC to know all the details about your credit profile. In order to maximize our efforts, we will need some more information from you. When you receive your first full update from each credit bureau (Equifax, Experian and TransUnion), we ask that you go through each trade line reporting, good and bad, and verify what is being reported about you. Your Credit Score Analysis will give you a detailed list of what to look for. Your job is to circle and make notes next to items that raise questions and to send us those reports as outlined above in 4. This Verification Process should only be done ONE TIME, on the first full credit report that you receive from each credit bureau.


  6. Over the remainder of the program, you will receive monthly statements on your account, monthly credit education newsletters and applicable alerts on current events in the credit industry.


  7. In month 4, CRC will audit your file to make sure that progress is on track as planned.


  8. After the last cycle (month 6), you will receive a closing package (which includes a full statement on your account.) And several items that will help you continue to manage and maintain your reestablished credit in the future.

Following are the fees and payments options for CRC's 6-Month Program:

6-Month Individual Credit Improvement & Education Plan: $895.00

Option A:

Full Payment. If you choose this option, you will receive a $50.00 discount and the total fee for the program will be $845.00 (plus you will not have to pay additional merchant fees for a total savings of $95.00)

   
Option B: Three Pay Plan: $395.00 on start date, and two payments of $250.00 due 30 days apart, starting 30 days from start date. You do not have to pay merchant fees on this payment plan, so you will save $45.00.
   
Option C: Six Pay Plan: $295.00 on start date, and five payments of $129.00 due 30 days apart, starting 30 days from start date. This plan includes a $45.00 Merchant Fee.
 

6-Month Individual+1 Credit Improvement & Education Plan: $1495.00 ($750 p/person - A $300 savings)

Option A: Full Payment. If you choose this option, you will receive a $75.00 discount and the total fee for the program will be $1420.00 (plus you will not have to pay additional merchant fees for a total savings of $120.00 in addition to the $300 savings for 2 people signing up together.
   
Option B: Three Pay Plan: 795.00 on start date, and two payments of $350.00 due 30 days apart, starting 30 days from start date. You do not have to pay merchant fees on this payment plan, so you will save $45.00 in addition to the $300 savings for 2 people signing up together.
   
Option C: Six Pay Plan: $595.00 on start date, and five payments of $189.00 due 30 days apart, starting 30 days from start date. This plan includes a $45.00 Merchant Fee.

 

JOIN A CREDIT WATCH PROGRAM: Our experience in working with many clients has proven over and over again that the "not knowing" and "waiting" part of the program can be very unsettling. Many clients have their credit report pulled several times because they want to know exactly where they stand. Unfortunately, doing this causes what are known as hard inquiries, which can bring a consumer's credit score down by several points. By signing up for an on-line credit watch program while working with CRC you can watch your scores during the process, and you will give yourself the best possible chance of achieving maximum results in the shortest amount of time by having access to your credit reports.

We refer our clients to www.privacyguard.com. This site offers a credit watch program that allows you to pull your scores and reports from the three major credit bureaus every 30 days without causing a hard inquiry. You can test the site for two months and it will only cost you $1.00.

Please feel free to send your questions to info@creditresourcecorp.com.

Brought to you by Credit Resource Corp.
(866) 541-2500
1048 Irvine Ave., #636, Newport Beach, CA  92660