What is a credit score? What is the history of the credit score? What is a good score? How many scores do I have? Why do my scores vary between the 3 credit bureaus? Do lenders use all three scores? How fast can a credit score change? What goes into a credit score? What does not go into a credit score? How many credit cards should someone have? Should I close credit card accounts if I have too many? Do inquiries hurt a credit score? Does the score go down if someone pulls their own credit report? How can you improve your credit score? What if the credit challenges are too much for you to handle?
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Do lenders use all three scores?
Mortgage lenders use the middle of the three scores. All other creditors can use any one of the three. That is why it is important to keep all three scores maintained.
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