We Consult

CRC is a consulting firm that works with borrowers who have either been turned down for a home loan or would like to refinance their existing home loan at lower rates but cannot meet the credit scoring requirements of the lender. CRC is not a traditional credit repair company. Credit repair companies only work on derogatory payment history, which represents 35% of an individual's score. CRC works with our clients on 100% of what makes up the credit score. Most borrowers believe that the only reason they have a low score is because of late pays, charge-offs, bankruptcies, etc., but did you know that there are instances wherein a borrower with a bankruptcy may have a higher score than a borrower with just a couple late pays? The fact is that there are many reasons why a credit score is low and the only way to know what those reasons are is through experience, research and staying on top of the credit industry laws and changes in the scoring model industry. CRC has successfully helped many borrowers increase their credit scores under even the most difficult circumstances.